Interest Rate

  • The interest rates of personal loans offered by various banks and NBFCs are as follows:
BankInterest RatesProcessing Fees
Allahabad Bank10.50% to 12.99%1.60% of the Loan Amount
Andhra Bank11.55% to 13.05%As offered by the lender 
Axis Bank15.75% to 24%1.50% to 2.00 % + GST
Bajaj FinservStarting from 12.99%Up to 3.99% of the loan amount
Bank of Baroda11.35% to 16.35%2% of the loan amount
Bank of IndiaStarting from 13.10%One time @ 2.00% of loan amount
Bank of MaharashtraStarting from 15%1.00% of the Loan Amount
Canara Bank13.00% to 16.50%0.5% of the Loan Amount
Central BankMCLR (12M) + 3.00%Rs 500 + S.T
CitibankStarting from 10.99%Upto 2.75% of loan amount
Corporation Bank12.95% to 13.95%1.50% of the loan amount
Federal BankStarting from 11.49%0.50% of loan amount
Fullerton IndiaStarting from 12%Upto 6.5% of the loan amount
HDFC Bank11.25% to 21.50%Up to 2.50% of the loan amount
HSBC Bank10.75% to 17.84%Up to 1% of the disbursed loan amount
ICICI Bank11.50% to 19.25%Up to 2.25% per annum of loan amount
IDBI BankStarting from 12%1% of the Loan Amount
IDFC FirstStarting from 11.5%Up to 2% of the loan amount
Indian BankStarting from 14.20%0.51% on the Loan Amount
IndusInd BankStarting from 10.75%Upto 2.5% of the loan amount plus tax
Kotak Mahindra Bank11.29% to 19.99%Up to 2.5% of the loan amount + GST
Muthoot Finance14.50%As applicable by the lender
Punjab National BankStarts from 12%1.80% of the loan amount
RBL BankStarting from 12% 4% of the loan amount
Standard Chartered BankStarting from 11.99%Upto 3% of the loan amount
State Bank of IndiaStarting from 11%1% of the loan amount
Syndicate Bank13.25% to 13.65%0.50% of the loan amount
TATA CapitalStarting from 11.25%Up to 2.5% of the loan amount + GST
UCO BankStarting from 11.70%1% of the loan amount
Union Bank of IndiaStarting from 14.40%0.50% of the total Loan
Yes BankStarting from 10.75% Up to 2.50% of the loan amount